Measuring the Impact of Trade Credit Risks on Joint Stock Companies

الملخص

Background: Objective: This research aims to measure the extent of the impact of commercial credit risks in its dimensions (risk assessment, risk management policy) on joint stock companies in its dimensions (commercial credit, credit policy objectives, strategic planning dimensions, interest in innovation, administrative leadership).

Methods: The research relies on the questionnaire as a research tool, as the research community consisted of a number of banks and investment companies in the provinces of Babylon and Karbala, numbering (4).

Conclusions: The results showed a relationship between the impact of commercial credit risks on joint stock companies. In light of these results, the research presented several recommendations, which are:

Establishing an independent unit dedicated to risk management, providing the necessary resources to facilitate this, developing a strategic plan and structural models such as early warning of risks, as well as expanding the training of program specialists and ongoing courses.